{"id":562815,"date":"2023-11-28T14:00:08","date_gmt":"2023-11-28T14:00:08","guid":{"rendered":"https:\/\/uniquehot.com\/?p=562815"},"modified":"2024-06-11T08:12:12","modified_gmt":"2024-06-11T08:12:12","slug":"mastercard-xrp-developer-upgrade","status":"publish","type":"post","link":"https:\/\/uniquehot.com\/news\/ripple\/mastercard-xrp-developer-upgrade\/","title":{"rendered":"MasterCard Coming To XRP? Prominent Developer Teases Major Upgrade"},"content":{"rendered":"<p class=\"p2\"><a href=\"https:\/\/bitcoinist.com\/xrp-price-cross-10000\/\" rel=\"nofollow\">XRP investors<\/a> may be looking at one of the most important upgrades yet according to a prominent developer in the community. This was revealed by the lead developer of one of the major projects building on the XRP Ledger, hinting that a MasterCard integration may be coming.<\/p>\n<h2 class=\"p2\">Bringing MasterCard, Self-Custody, And More To XRP<\/h2>\n<p class=\"p2\">In a post that was shared on X (formerly Twitter), <a href=\"https:\/\/bitcoinist.com\/xrp-wallet-partnership-integrate-bitcoin-ethereum\/\" rel=\"nofollow\">Xumm Wallet<\/a> lead developer Wietse Wind excitedly <a href=\"https:\/\/x.com\/WietseWind\/status\/92109310?s=20\" rel=\"nofollow\">announced<\/a> to the community that self-custody is on the way. The announcement featured a screenshot that showed the option to make purchases with prepaid XRP, a feature that is yet to drop.<\/p>\n<div class=\"related-reading-shortcode\">Related Reading: <a href=\"https:\/\/uniquehot.com\/news\/defi\/blast-surpasses-cardano-base\/\">Blast Surpasses Cardano And Base \u2013 Here\u2019s How Much DeFi Investors Have Locked<\/a><\/div>\n<p class=\"p2\">\u201cRight on time for the holidays: the gift of self custody. Xumm @Tangem<span class=\"Apple-converted-space\">\u00a0 <\/span>NFC hardware wallets: ordered with optional pre-paid XRP to cover the account reserve &amp; an additional 50$ in XRP (no KYC). Full announcement &amp; details: upcoming week,\u201d the developer said.<\/p>\n<p class=\"p2\">This sparked a lot of excitement in the community but these also came with questions. One X user <a href=\"https:\/\/x.com\/TheCryptoP73649\/status\/49988075?s=20\" rel=\"nofollow\">asked<\/a> if users would be able to link a credit card to their Xumm wallet to make purchases. The developer <a href=\"https:\/\/x.com\/WietseWind\/status\/53419559?s=20\" rel=\"nofollow\">responded<\/a> by saying \u201cThese are hardware wallets, they don&#8217;t work @ terminals and ATMs.\u201d<\/p>\n<p class=\"p2\">However, in a follow-up, the user declared \u201cDebit cards and Xumm is all I want.\u201d To which Wietse Wind responded that they are working on it. \u201cDebit MasterCard, self custody, card authorization with custom on ledger limits on your account using a Hook,\u201d Wietse Wind revealed.<\/p>\n<blockquote class=\"twitter-tweet\">\n<p dir=\"ltr\" lang=\"en\">Working on this.<\/p>\n<p>Debit MasterCard, self custody, card authorization with custom on ledger limits on your account using a Hook. <a href=\"https:\/\/t.co\/BOlFKlddzx\" rel=\"nofollow\">https:\/\/t.co\/BOlFKlddzx<\/a><\/p>\n<p>\u2014 WietseWind (\ud83d\udee0+\ud83e\ude9d Xumm @ XRPL Labs) (@WietseWind) <a href=\"https:\/\/twitter.com\/WietseWind\/status\/52862050?ref_src=twsrc%5Etfw\" rel=\"nofollow\">November 26, 2023<\/a><\/p><\/blockquote>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-medium\" src=\"https:\/\/www.tradingview.com\/x\/w8tAh3Ij\/\" alt=\"XRP price chart from Tradingview.com (Mastercard)\" width=\"2650\" height=\"1530\"><\/p>\n<pre style=\"text-align: center\">Token price recovers to $0.6 | Source: <a href=\"http:\/\/Tradingview.com\" rel=\"nofollow\">XRPUSD on Tradingview.com<\/a><\/pre>\n<h2 class=\"p2\">Concerns About Card Fees<\/h2>\n<p class=\"p2\">Following Wietse Wind\u2019s announcement that the team was working on bringing MasterCard integration to the <a href=\"https:\/\/bitcoinist.com\/bitcoin-adopter-says-xrp-price-closer-to-10\/\" rel=\"nofollow\">XRP wallet<\/a>, questions flowed as community members sought out clarifications on what this could mean. One particularly recurring theme was card fees which users have come to loathe.<\/p>\n<p class=\"p2\">One user John Mcclain implored the team to not have a +1% fee on charges, referencing the charges by another prominent payment platform in the <a href=\"https:\/\/bitcoinist.com\/xrp-price-at-470\/\" rel=\"nofollow\">XRP space<\/a>, Uphold, which the user says charges a high fee. According to them, \u201cThis can really add up quick!\u201d<\/p>\n<div class=\"related-reading-shortcode\">Related Reading: <a href=\"https:\/\/uniquehot.com\/ripple-2\/ripple-ipo-may-be-delayed-why\/\">Ripple IPO May Be Delayed, Crypto Pundit Gives Reasons Why<\/a><\/div>\n<p class=\"p2\">Moving to allay worries, Wietse Wind reminded users that using credit and debit cards means that there will be fees attached. This is because this is how these cards work, and also \u201cthat\u2019s how they are able to insure, give cash backs, and make tremendous amounts of money.\u201d<\/p>\n<p class=\"p2\">However, this problem does not seem to be alien to the <a href=\"https:\/\/bitcoinist.com\/xrp-xumm-partners-company-enhance-retail-payments\/\" rel=\"nofollow\">Xumm<\/a> team as the developer revealed that running entirely separate rails would be beneficial in addressing the fees issue. But for now, \u201cwe&#8217;ll have to address the chicken\/egg problem over and over again.\u201d<\/p>\n<div class=\"disclaimer-shortcode\">Featured image from The Coin Republic, chart from Tradingview.com<\/div>\n","protected":false},"excerpt":{"rendered":"<p>XRP investors may be looking at one of the most important upgrades yet according to a prominent developer in the community. This was revealed by the lead developer of one of the major projects building on the XRP Ledger, hinting that a MasterCard integration may be coming. Bringing MasterCard, Self-Custody, And More To XRP In a post that was shared on X (formerly Twitter), Xumm Wallet lead developer Wietse Wind excitedly announced to the community that self-custody is on the way. The announcement featured a screenshot that showed the option to make purchases with prepaid XRP, a feature that is yet to drop. Related Reading: Blast Surpasses Cardano And Base \u2013 Here\u2019s How Much DeFi Investors Have Locked \u201cRight on time for the holidays: the gift of self custody. Xumm @Tangem\u00a0 NFC hardware wallets: ordered with optional pre-paid XRP to cover the account reserve &amp; an additional 50$ in XRP (no KYC). Full announcement &amp; details: upcoming week,\u201d the developer said. This sparked a lot of excitement in the community but these also came with questions. One X user asked if users would be able to link a credit card to their Xumm wallet to make purchases. The developer responded by saying \u201cThese are hardware wallets, they don&#8217;t work @ terminals and ATMs.\u201d However, in a follow-up, the user declared \u201cDebit cards and Xumm is all I want.\u201d To which Wietse Wind responded that they are working on it. \u201cDebit MasterCard, self custody, card authorization with custom on ledger limits on your account using a Hook,\u201d Wietse Wind revealed. Working on this. Debit MasterCard, self custody, card authorization with custom on ledger limits on your account using a Hook. https:\/\/t.co\/BOlFKlddzx \u2014 WietseWind (\ud83d\udee0+\ud83e\ude9d Xumm @ XRPL Labs) (@WietseWind) November 26, 2023 Token price recovers to $0.6 | Source: XRPUSD on Tradingview.com Concerns About Card Fees Following Wietse Wind\u2019s announcement that the team was working on bringing MasterCard integration to the XRP wallet, questions flowed as community members sought out clarifications on what this could mean. One particularly recurring theme was card fees which users have come to loathe. One user John Mcclain implored the team to not have a +1% fee on charges, referencing the charges by another prominent payment platform in the XRP space, Uphold, which the user says charges a high fee. According to them, \u201cThis can really add up quick!\u201d Related Reading: Ripple IPO May Be Delayed, Crypto Pundit Gives Reasons Why Moving to allay worries, Wietse Wind reminded users that using credit and debit cards means that there will be fees attached. This is because this is how these cards work, and also \u201cthat\u2019s how they are able to insure, give cash backs, and make tremendous amounts of money.\u201d However, this problem does not seem to be alien to the Xumm team as the developer revealed that running entirely separate rails would be beneficial in addressing the fees issue. But for now, \u201cwe&#8217;ll have to address the chicken\/egg problem over and over again.\u201d Featured image from The Coin Republic, chart from Tradingview.com<\/p>\n","protected":false},"author":594,"featured_media":562829,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[16894],"tags":[3680,17209,4531,90503,84758,83637,13172,10972,78763,90502],"class_list":["post-562815","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ripple","tag-ripple","tag-ripple-news","tag-xrp","tag-xrp-developer","tag-xrp-ledger","tag-xrp-news","tag-xrp-price","tag-xrpusd","tag-xrpusdt","tag-xumm-wallet"],"acf":[],"yoast_head":"\n<title>MasterCard Coming To XRP? Prominent Developer Teases Major Upgrade<\/title>\n<meta name=\"description\" content=\"XRP investors may be looking at one of the most important upgrades yet according to a prominent developer in the community.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/uniquehot.com\/news\/ripple\/mastercard-xrp-developer-upgrade\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MasterCard Coming To XRP? 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